Who This Is For
The Steady Earner Who Still Feels Behind
You're earning a steady paycheck — and still feel like you're one step behind on your own money.
Accounts With No Order
You've opened accounts before, but nobody ever showed you the order they're supposed to work in.
Ready to Install, Not Just Learn
You want a plan you install this week, not a philosophy you think about for a year.
Who This Isn't For
The Advice Seeker
Anyone looking for personalized investment, tax, or legal advice-this is financial education, not advisory services.
The Established Professional
Currently implementing an efficient and effective wealth-building system aligned with your personal financial goals.
The Market Timer
Actively looking for stock picks or market timing calls.
OFID - The System That Changes Everything
Every dollar you earn either gets a job or gets lost. Open. Fund. Invest. Donate - OFID is the four-part system we teach to make sure it's the first one. You'll leave the session with all four named, and the first one already started. OPEN — the exact accounts to open, and the order to open them in, so every dollar has somewhere to go. FUND — the Modified 50/20/20/10 budget model, built for real life, including real debt. INVEST — how to make your first (or next) investment with confidence, and build your own personalized wealth-building timeline live in the session. DONATE — how to build a giving rhythm and legacy protection into the system from day one, not as an afterthought once you've "made it."
What You'll Learn
Build your complete account infrastructure — Learn the exact accounts to open, in the right order, so every dollar you earn has a system to flow through — from your emergency fund to your investment portfolio.
Master the Modified 50/20/20/10 Budget — Get the only budget model built for real life, including debt. Know your savings rate, automate your money, and pay yourself first — before a single bill gets paid.
Make your first (or next) investment with confidence — Discover what to buy, how much to contribute, and the proven index fund strategy that has built wealth for ordinary earners — with a personalized $100K timeline you calculate live during the session.
Build a legacy that outlasts you — Learn why investment accounts must be opened now (not later), how to protect every asset you build with the right legal documents, and how to grow your income so the entire system accelerates.
Meet The Speakers
Ruth Simmons
Head of Stragey and Operations | Equity Now, Inc.
Ruth is a strategic specialist with over 15 years of experience designing and delivering transformative training programs across nonprofit and educational sectors. Known for her ability to translate complex technical and financial content into engaging, outcomes-driven education, Ruth excels in LMS administration, instructional design, and compliance training. She has led cross-functional initiatives that close skill gaps, improve learner retention, and align training with organizational goals. Ruth brings a future-forward approach to adult and K-12 education. Her work is grounded in equity, continuous improvement, and mission-driven impact.
Justin Devose
Financial Education Coordinator| Equity Now, Inc.
Justin is a wealth strategist who develops innovative financial education strategies that advance financial wellness and wealth-building across schools and communities. For 10 years he served as an Investment Advisor at Vanguard, helping participants in employer-sponsored retirement plans and high-net-worth retail clients develop long-term investment and retirement strategies. Today, he combines that institutional wealth management experience with curriculum design and community education to equip individuals and families with the knowledge and confidence to build lasting financial security and generational wealth.
Unlock Financial Success Register Today!
✓ A complete, step-by-step framework — not tips, a system ✓ Live and interactive — you work through real tools during the session ✓ Built for real income, real debt, and real life ✓ You leave with a personalized $100K timeline — calculated during the event ✓ Free workbook included — yours to keep and use after
The session is live, interactive, and designed to meet you exactly where you are financially. Whether you're starting from zero or ready to accelerate, the OFID system works at every level. All you need is two hours and the decision to show up for yourself. Register Below.
Compliance Disclaimer
Educational content only. Not personalized financial, investment, tax, or legal advice. Any case studies or composites referenced represent patterns observed in the curriculum, not guarantees of individual results. Individual results vary.